California Physical Damage Coverage
When you are in the trucking business – or other commercial auto business – your vehicle is the main source of your income! If an unpredicted accident or event occurs, leaving you without a truck or with a damaged truck… you could be out of work or even out of business. Physical damage coverage helps protect you from that. Therefore, it is imperative to have physical damage insurance to protect you and your business!
What is the difference between Physical Damage Coverage and Liability Insurance?
Liability insurance covers you when you are at fault for damaging someone else’s property or causing bodily harm. Physical damage coverage protects YOU and YOUR vehicle.
This includes both of the following types of insurance:
Collision Insurance: This is when your vehicle is involved in a crash or has collided with another object. It also applies if your vehicle overturned in an accident.
Comprehensive Insurance: This type applies when your vehicle has not been involved in an accident with other vehicles or objects but has suffered damage in another way.
In addition, there is the Combined Additional Coverage (CAC). Sometimes this is referred to as Fire and Theft. This coverage applies to specific types of trucks that have encountered accidents or events such as:
Do not chance losing your business by working without physical damage coverage! Call San Diego Truck Insurance today to get the best physical damage coverage for your vehicle.
San Diego Truck Physical Damage Coverage
At San Diego Truck Insurance, we are dedicated to giving our clients the most affordable truck insurance possible. Let us assist you in providing all physical damage coverage for your company! We can help you decide what policy is right for you and your business.
Simply talk to one of our agents about your specific business, vehicle, and needs and we’ll figure out the rest. After years of reliable service, you can count on us for all of your commercial auto insurance needs.